
If you’ve had problems with credit in the past or never had credit, our Creditbuilder feature is designed to help you build a better credit rating. Just add on Creditbuilder – which is yours at no extra cost.
Having a good credit rating is vital these days because it can help you with everything from getting a mobile phone contract to getting a mortgage approved.
Creditbuilder’s designed to help you establish your credit profile and improve both your credit history and your credit rating. In fact, Cashplus was the first prepaid card provider in the UK to offer this valuable benefit.
There are lots of reasons why you should say yes to adding Creditbuilder to your Cashplus card’s account:

With a Cashplus card you can easily grab those online shopping bargains without risking your bank or credit details. It can even save you from having to pay a booking fee with Ryanair.
The Cashplus card safely opens up the bargains available on the internet, so you can buy anything from groceries and insurance to TVs and cheaper flights.
It’s also a secure way to pay – there’s no link to your bank account, so there’s no risk to the money in it. For added peace of mind there’s also fraud protection and Purchase Protection. And of course, because it’s a prepaid card, it’s easier to set your budget and stick to it.

The Cashplus prepaid Gold MasterCard can be safer for buying things than cash or a debit card. That’s because if there’s a problem with getting what you pay for (from not getting what you ordered, being faulty or damaged to not getting anything at all) we can often help you get your money back on purchases you make online, in shops and over the phone.
Most purchases you make with your Cashplus prepaid card are automatically Purchase Protected free of charge. In fact, we’ve already paid out tens of thousands of pounds in refunds to our customers.
So pay with your Cashplus Gold MasterCard and you’ll enjoy extra peace of mind – especially reassuring if you’re making big purchases or buying things that need delivering, when booking holidays or just shopping online.

Register your new Cashplus card for free and you’ll get money back on everything you buy via our exclusive Cashplus Cashback site. You’ll find 100’s of brand name retailers offering great deals on everything from groceries to TVs and insurance.
You’re bound to find whatever you’re looking for, so grab a bargain Cashback offer with your Cashplus card.
Watch your Cashback Rewards mount up – we’ll put the money saved directly into your Cashplus card’s account, ready for you to use. We’ll text you when we load your Cashback.
It’s the great alternative to a credit card
And if you’re over 18 and live in the UK, you’re guaranteed* to be approved for our prestigious gold card.
Just top it up with cash and use it like a credit card, but without having to pay interest or penalty fees.
It’s welcomed wherever you see the MasterCard acceptance mark: online, in stores, over the phone and in over 200 countries and territories.
It also makes a great alternative to a bank account: you can even have your wages paid to it*