Just booking a holiday online can be a risky experience, with 22% of customers not checking if the web page is secure*, leaving them at risk of card fraud. Then there's the hassle of getting currency and securing a decent exchange rate. Fortunately, there's an easier route to a happier holiday.
Some prepaid cards can help with both the above barriers to a great break. For starters, some prepaid cards, including the Cashplus prepaid Gold MasterCard®, provide free purchase protection. So if the website where the customer has tried to buy a holiday turns out to be dodgy, the card company can often help with getting the money back.
And if the customer's prepaid card gets lost, stolen or fraudulently used whilst on holiday, the damage is limited to what's in the card's account – there's generally no pre-approved overdraft for fraudsters to spend on top of the card's balance. What's more, the money won't be lost for good if the prepaid card offers fraud protection.
That's because as long as the card has been used in line with the issuer's terms and conditions, the card and the money on it can be replaced. It's also worth remembering that if you lose cash, it's usually gone for good.
Prepaid cards can save customers from the usual pain of sorting out travel money. Once topped up they can be used all over the globe. In fact, Cashplus offers three cards; a prestigious-looking gold card plus two free currency cards in Euro and US Dollar denominations.
The unique advantage of the Cashplus prepaid currency cards is that the customer can transfer money from their Cashplus GBP account to Euros or US dollars in minutes online – at home or abroad. Both these currency cards offer excellent exchange rates. And at the end of the holiday, any remaining currency can be quickly exchanged back into the GBP account conveniently online.
The other useful thing about taking a prepaid card on holiday is that they can help customers to stick to a budget – they just top up the card with the amount that they can sensibly afford to spend.
So for anyone thinking of taking a holiday should consider giving their wallet a break too, by taking a prepaid card with them.
