Over three million debit and credit card account holders of one of the big names on the high street recently had huge problems in getting to their cash due to a computer glitch*. Although the issue is resolved now, it made life awkward for many of those affected. Apart from the occasional technical issue, there's a feeling that banks are generally letting customers down with everything from 'complex pricing to hidden charges and information that is unclear and incomplete'♦.
Yet there's an excellent alternative to the accounts offered on the high street: a prepaid card.
One card that leads the way on clarity and reliability is the Cashplus prepaid Gold MasterCard® card. This offers a wide range of accounts and charging structures. Customers can choose from pay as you go to monthly and annual fee options. What's more, there are no unexpected penalties to hit customers in the pocket.
Whichever type of account a customer chooses, prepaid cards offer many ways to access his or her money. For starters, a Cashplus card can be used to withdraw cash from any ATM that displays the MasterCard acceptance mark - worldwide.
And of course, the card can also be used to pay over the phone, online and at any of the 30 million locations around the globe that display the MasterCard acceptance mark. So one way or another, a Cashplus card always offers a convenient way to get cash or to pay for whatever a customer needs.
There are also plenty of options when it comes to paying money onto a Cashplus account. Many customers find that the most convenient way to top up their card is via online banking. This method is free and offers access any time or day. And because every Cashplus customer is given a unique Account Number and a Sort Code, it's a very reliable and easy service to use.
Customers can also top up at over 1,250 Cashplus retail outlets across the UK. Again, it's free and the money is usually available to spend in about 15 minutes. Alternatively a customer can even have their wages paid straight into their prepaid card's account - the height of convenience. And, prepaid cards can also be topped up at any of the 12,500 UK Post Office♦ branches for free.
So in short, anyone looking for an account that won't let them down should find prepaid cards of great interest.