Account Terms and Conditions

Accounts available to applicants aged 18+ years and being resident in the UK and, if relevant, businesses being based in the UK.

About Cashplus

Cashplus is issued by APS Financial Ltd (AFL) pursuant to license by Mastercard International Incorporated. AFL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (EMRs) for the issuing of electronic money (FRN 90002).

Cards are serviced by Advanced Payment Solutions Ltd (APS) which operates the card on behalf of AFL. AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered in England and Wales under company numbers 06029941 & 04947027 respectively.

Credit Information

Credit facilities are provided by Advanced Payment Solutions Ltd (APS) and are subject to the AFL Cashplus e-money account being in good standing and applicants aged 18+. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140), and AFL is an Introducer Appointed Representative of APS.

How We Keep Funds in Your Account Safe

In accordance with the Electronic Money Regulations (EMRs), we ensure that all funds received from customers for e-money are safeguarded in a regulated bank account, separate from any company money. This means that in the event of APS becoming insolvent, the e-money is protected from other creditors’ claims and can be repaid to customers. Cashplus prepaid accounts aren’t covered by the Financial Services Compensation Scheme.

Use of Trademarks

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android is a trademark of Google Inc. Google Play is a trademark of Google Inc.

Using the Cashplus Mobile App

Data charges from your mobile network provider may apply when using the Cashplus Mobile App.