Card features
Find out how to use your cashplus Gold pre paid MasterCard and why the cashplus pre paid Gold MasterCard is different from a credit card.
- How is the cashplus Gold prepaid MasterCard different from a credit card?
- Where can I use my cashplus prepaid Gold MasterCard card?
- Can I get a cashplus Gold card if I have any County Court Judgments?
- How much does the cashplus Gold prepaid MasterCard cost?
- Is my cash secure?
- What is the Cirrus® ATM card and where can I use it?
How is the cashplus Gold prepaid MasterCard different from a credit card?
cashplus prepaid Gold MasterCard is not a credit card - so there is no credit check, even if you have poor credit history you can still get a card. When you use your cashplus prepaid Gold MasterCard, you are spending money you have a already topped up into your cashplus account, meaning all your purchases are prepaid. The cashplus card is a payment card that works like a pay as you go phone - you need to put money on to it before you can use it. When you use a debit card, you are using money linked to a bank account and when you use a credit card you buy now and pay later. With cashplus you only spend the money you have in your account.
Where can I use my cashplus prepaid Gold MasterCard card?
You can use your cashplus prepaid Gold MasterCard at 25 million retail outlets and over one million ATM locations worldwide, wherever the MasterCard acceptance mark is displayed.
Can I get a cashplus Gold card if I have any County Court Judgments?
Yes - there's no credit check required for a cashplus prepaid Gold MasterCard. Poor credit history does not affected your chances, the card is prepaid, so you are spending the money in your account.
How much does the cashplus Gold prepaid MasterCard cost?
There is an issue fee of up to £9.95. Other card usage fees apply and these are clearly detailed in the Fees Summary section of your cashplus prepaid Gold MasterCard Terms and Conditions.
Is my cash secure?
Yes. Your cashplus prepaid Gold MasterCard is Chip and PIN protected for added security. You will receive a Personal Identification Number (PIN) which you use with your cashplus card to get cash from any ATM displaying the MasterCard acceptance mark or use it at merchants. For your peace of mind, your money is held safely at Broadcastle Bank or AFL Financial Ltd. If you lose your card, your card, funds and PIN will be replaced in accordance with the terms and conditions.
What is the Cirrus® ATM card and where can I use it?
If you apply for a cashplus card at a retail outlet you will be given a temporary Cirrus ATM card which you can use immediately to withdraw cash from any ATM displaying the Cirrus acceptance mark. You will receive your cashplus prepaid Gold MasterCard within 7-10 days. When you receive your personalised cashplus Gold card you should then destroy your Cirrus ATM card by cutting it in half.
