Have you ever needed money in a real hurry, perhaps for urgent repairs to your boiler or your car? Or maybe you’ve been hit by an unexpectedly high utility bill.

An iAdvance is an on demand credit that can be added to your Cashplus Account, subject to you meeting and continuing to meet APS’ lending criteria. When you set up iAdvance, a £5 buffer will be added to your account which you can borrow against for free.

Borrow up to £400 in 4 easy steps

If you’re a Cashplus customer with a Total Access account, look out for the ‘iAdvance button’ in the Members Area – if you can see one, you’re already approved for an iAdvance. Then just follow these 4 steps:

  1. Choose the amount you need in addition to the £5 interest free amount
  2. Decide how long you want it
  3. Accept iAdvance in seconds by following the instructions on screen in the Members Area – we’ll then give you an instant decision. (If you'd like help with your application or you'd like to know more, just call us on 0871 277 5599)
  4. The money's guaranteed to be in your account within one hour of approval confirmation

If you’re a Cashplus customer with an Express Access Account, upgrade your account to become eligible.

And if you’re not already a Cashplus customer, apply for a card now in a couple of minutes. There are no credit checks to open an account, and as long you live in the UK and you’re over 18, you’re 100% guaranteed* to be instantly approved for a Cashplus prepaid Gold MasterCard®.

Representative example:

Amount of credit £105.60 (including £5 buffer) for 14 days, Total amount payable £126.30, Interest rate: 314% pa fixed, Representative 758% APR.