Need a quick, short-term loan of up to £400?Need a quick, short-term loan of up to £400?

Have you ever needed money in a real hurry, perhaps for urgent repairs to your boiler or your car? Or maybe you've been hit by an unexpectedly high utility bill.

Well, whatever your financial emergency, you could borrow up to £400 in cash until your next pay day with iAdvance†.

Borrow up to £400 in 4 easy steps

Once you're a Cashplus cardholder with a Total Access account, the easiest way to be eligible for a loan of up to £400 is to arrange to have your wages paid to your account.

  1. Choose the amount you need – up to £400 each time
  2. Decide how long you want it, from 1-25 days before you get paid
  3. Apply in seconds in the Members' Area – we'll then give you an instant decision. (If you'd like help with your application or you'd like to know more, just call us on 0845 351 0463)
  4. The money's guaranteed to be in your account within one hour of approval

If you're a Cashplus cardholder with an Express Access Account, upgrade your account and then arrange to have your wages paid straight into your Cashplus Account. Then simply follow steps 1-4 above!

And if you're not already a Cashplus cardholder, apply for a card now in a couple of minutes. There are no credit checks and as long you live in the UK and you're over 18, you're 100% guaranteed* to be instantly approved for a Cashplus prepaid Gold MasterCard®.

Look out for the 'iAdvance button' in the Members' Area – if you can see one, you're already approved for a loan.

Representative example:

Amount of credit £80 for 12 days, Total amount payable £93, Interest £13, Interest rate: 489%pa fixed, Representative 7400% APR.

Apply now

  • Want a Cashplus Euro card and not a Gold card customer yet?
  • Get a Gold card

Banking alternative

A great blend of current account and credit card benefits.

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You could establish or improve your credit history at no extra cost.*